Three Things You Need to Know About Credit Repair
It’s normal to be worried about your credit when going into the home buying process. Maybe you know it’s low, or don’t even know what it is at all. Either way, we’re here to help. Having good credit plays a huge roll in determining your interest rate or determining if you’ll even qualify for a loan at all. Here’s a few things you should know about credit repair:
- It can work. We’ve seen buyers who were able to raise their credit score a hundred points in a short span of 3-6 months. Just an increase like that could make all the difference. We’ve seen a lot of success stories and are happy to recommend you to some great programs that make it happen.
- A lot of the time it’s an easy fix. Just by fixing the amount you owe on your credit cards could boost your score by 50 points in a relatively short span. Once you understand the components of your credit score, it’s easy to identify the low-hanging fruit where you could improve.
- There’s a right way and a wrong way. Look out for shady credit repair companies that aren’t really looking out for your best interests (Lexington Law, for example).
We’ve worked with a lot of buyers and credit repair companies and seen great results. Get in touch with us today to get a credit roadmap for you.